Plant and Equipment

When it comes to Plant and Equipment there seems to be two very distinct opinions in terms of how to go about the purchasing of Plant and Equipment.

Theory 1

Buy the item out of working capital and own it outright.

Theory 2

Lease the item and leave the working capital in the business for other strategic uses.

Then there are the aspects of the purchase that involve;

• Asset Depreciation.
• Tax benefits in leasing.
• Claim back GST (Chattel Mortgage).
• Fixed interest rate for the life of the loan.
• Adjustable Balloon, etc.

Knowing which option to go for and how to configure your borrowing to maximise the outcome for the business is a must. Having 30+ years’ experience and a depth of industry contacts we're able to configure your borrowing in a positive and powerful way.

That’s what Boutique Finance is all about, looking at each individual case and working through the details to find the essence of what the correct solution should be, then being able to take that to the lenders and showcase the deal in a positive way facilitating a faster and easier approval.

Growing your business in the highly competitive markets today requires you surround yourself with a team, the go to guys when you need to get things done on time and to support your strategy and that is exactly how we work with our other clients. Start the conversation today by contacting us….