Commercial Car Loans

One of the true benefits of running your own SME is to be able to treat yourself to a new car. It’s a great way of saying well done for all the hard work and effort into building your dream. Or in other cases it’s about buying a fleet of dependable workhorses that will not let you or the team down, time is money and vehicle down time costs money…

It seems so simple to buy a car and then pay for it. Well it is in essence, however motivated entrepreneurs are continually working with us to configure their borrowing in ways that enhances cash flow, business functionality or taxation benefits. There are other aspects to purchasing a car, and here are a couple of scenarios.

Scenario 1:

You buy a Classic Car or even a Classic Race Car. Depending on the type of car, both of these over time are likely to appreciate in value. So effectively you can finance the vehicle, manage cash flow, have an investment and you get to drive a super exclusive car. 

Scenario 2:

Another common scenario is one off payments. Most finance companies and banks will baulk at this type of arrangement, however with our extensive industry contacts we’re able to, if circumstances permit, arrange for customers to make one off or timed bulk payments. The net result is a lower monthly loan repayment, easier cash flow and you can take advantage of timed cash flow opportunities in your business and this could have taxation implications as well.

These types of scenario are really quite common for us, and that’s every application for every person has to be a customised offering, crafted in a way that minimises the impact your business, maximises the chance of approval in the shortest possible timeline and meets your company’s strategy needs.

One of the great things about being a Boutique Finance Partner is the feedback we get from clients loving the fact that, where practical, we always sit down and work through the structure, contracts and the details face to face.  

When you’re borrowing from $10,000 to $1,000,000 or more, you need the attention to detail and clever legal configuration of your borrowing. It makes good business sense to get an industry specialist with over 30 years of experience in your corner. If this sounds like you then we should have a chat ....Contact us